Appeal from Unnati Foundation.There was a generous amount of donation from club members of Rs 21000 and blankets which was need of the hour. on 14th August

Saving our mother Earth from the electronic waste such as old phones, computers which can be recycled in a better way.It was collected from Club members and neighbourhood by President Shilpa Mehta.. on 19th August

IWC Bombay celebrated Raksha Bandhan by tieing Rakhis to the ward boys of Covid Ward of Wadia Hospital who had worked relentlessly during the second wave of the pandemic. on 21st August

The main idea of the Microcredit Scheme is to empower women by making them financially self-reliant. In line with the theme ‘Charity with Responsibility’, small-scale women entrepreneurs are encouraged and helped to become economically independent by being extended repayable interest-free loans. Women, who are not eligible for bank loans or who would have to pay such usurious rates of interest that their business cannot succeed, can avail this.

NGOs, Vocational Training Groups and Ladies Clubs identify women who can benefit from this. Initially, the women applying for the loan are interviewed, their credibility assessed and the viability of their enterprise determined. Thereafter, there is periodic interaction with the women to motivate them and to encourage them to repay their loans regularly.

The Inner Wheel Club of Bombay has been running this scheme for the last 12 years under the benevolent and able leadership of PDC Lata Palekar. She has helped innumerable women start tiffin services and other home-based businesses and her observation is that women feel responsible about repaying the loan especially when they are made to realise that their repayments will finance the next batch of needy women. Lata has several success stories to narrate. One she relates with great enthusiasm and even pride is of a lady whose loan enabled her to start supplying just one tiffin box a day and who is now employing several others to run a take-away outlet.

The success of the Microcredit scheme has spurred the District Chairman 2014-15 to make it one of her key focus areas for the District.

PDC Lata Palekar is heading the team and guiding other Clubs to replicate the model.

'Bumita Patil (Panvel) sells ground flour in the day, and fish in the evening.

Tara Khandizod started her own tiffin service in Panvel.

Jayshree sells kids clothes, bags, immitation jewellery outside her home

Chhaya sells miscellaneous items like kids clothes, bags, immitation jewellery outside her home in Worli

Bharti Baght (Panvel) sells sarees and salwar kameez from home